These days, people prefer to pay by card than cash. It’s safer and requires less hassle. For example, you can pay for your stay at a hotel with your credit, debit, or travel currency card, instead of counting notes in front of the hotel staff, and when strangers see the money you have, you can get stuck in the danger of robbery. Here are five best alternatives to cash that you can take along on your next overseas trip.
Unless you overdraw your account, a debit card withdrawal won’t charge you for doing so in a foreign country. However, with every payment made from ATM or debit card, you’ll be charged a currency conversion fee. In addition, you will have to pay a small overseas payment fee for every payment made using your debit card.
You can use a credit card almost anywhere for purchase and withdrawal purposes. Most hotels and restaurants throughout the world accept credit card payments, making it easy for you to pay for your food and stay while traveling overseas. To save interest, some providers offer customers to pre-load accounts with the money required during the trip. Also, for some, their savings for travel can go low; so it might suit them to pay with a credit card, pay the interest and clear the entire amount later. For those, who need not worry about breaking the bank for their travels, can skip this one.
Dynamic Currency Conversion (DCC)
DCC or Dynamic Currency Conversion allows a hotel, shop or restaurant to charge you in the local currency with your card. This way, you might be charged some additional fees for the service, but it’s better than carrying a big fat bundle of cash, right? Alternatively, you can use your MasterCard or Visa card for making payment overseas. Many international banks offer the travel money service. So check with your bank before landing on the location, as this can save both effort and time.
Prepaid Travel Currency Cards
Offered by several banks and money exchange companies, travel money cards give you numerous advantages over carrying cash while traveling overseas. While loading money into the card, you have the option to lock in the exchange rate. You can use the card both for withdrawing money from ATMs and for direct payments. Unlike debit and credit cards, you do not have to pay a yearly charge. Some of the fees that you need to pay using a travel currency card are ATM withdrawal fees, exchange rate conversion fees, loading fees, and reloading fees.
Some people still use the old-fashioned way of going cashless while traveling. Ever since the emergence of credit and debit cards, the popularity of travelers’ checks had subsided greatly. However, there are some benefits of carrying this old-fashioned payment method. In the case of a theft or misplacement, the provider can replace travelers’ checks and some foreign exchange providers even refund an unused check at no extra cost.
The much-awaited iPhones of 2019 were released by Apple at their flagship event in California on September 10. While the iPhone 11 is an upgrade of the earlier iPhone XR, iPhone Pro has been called as the successor of the iPhone XS. The iPhone Pro Max is a slightly bigger version of iPhone Pro.
The iPhone 11, iPhone 11 Pro, and iPhone 11 Pro Max have been slated to deliver advanced performance to pro users and those who want the best from their smartphones. The new iPhones have a stunning display, powerful A13 Bionic chip, and cutting-edge three-camera system, a very first for the iPhone. Plus, the iPhones look quite sleek in a fresh palette of colors and are powered by longer battery life.
The iPhones are available for pre-order from September 13, and available in stores from September 20. Here are some of the notable features of iPhone 11, iPhone 11 Pro, and iPhone 11 Pro Max you must know before you buy the latest smartphone from Apple.
The iPhone 11 has a 6.1-inch LCD display with 19.5:9 aspect ratio, True Tone, 1792×828 pixels, 1400:1 contrast ratio, 79.0% screen-to-body ratio, and Dolby Vision / HDR10. Comparatively, the iPhone 11 Pro has a slightly smaller screen size with 5.8-inch OLED display. Similar to iPhone 11, the Pro also has True Tone, Dolby Vision / HDR10, and the same aspect ratio. The screen resolution, however, is more at 2436 x 1125 pixels with 2,000000:1 contrast ratio. Thus, the Pro has double the aspect ratio with 15% more efficiency. Additionally, the screen-to-body ratio is 82.1%. The iPhone Pro Max is bigger than the other two with a display size of 6.5 inches. The resolution is also higher at 2688 x 1242 pixels with a screen-to-body ratio of 84.4%. With a larger screen size, the iPhone Pro Max will be a good choice for those who prefer a phablet.
Compared to their earlier versions, iPhone 11 Pro, and iPhone 11 Pro Max are heavier. The iPhone 11 Pro measures 144 x 71.4 x 8.1 mm (5.67 x 2.81 x 0.32 in) and weighs 188 g (6.63 oz). The earlier version, iPhone XS measured 5.7×2.79×0.3 in and weighed 174 g (6.14 oz). The Pro Max measures 158 x 77.8 x 8.1 mm (6.22 x 3.06 x 0.32 inches) and weighs 226 grams (7.97 oz.). The earlier version iPhone XS Max measured nearly the same but at a lower weight of 7.3 oz. or 208 g. However, the iPhone 11 is nearly the same as iPhone XR at 5.94 x 2.98 x 0.33 in and weighs 194 g (6.84 oz).
Another difference between iPhone 11 and the Pro is that the former has an aluminum chassis and the latter has a stainless-steel chassis. Also, the iPhone 11 has retained the glass back of the earlier versions, while the Pro and Pro Max have a matte finish. Furthermore, the color palette of the finishes is far more interesting. The iPhone 11 is available in six colors— Product (Red), black, white, yellow, green, and purple. The iPhone Pro and Pro Max are available in sober shades of space grey, silver, midnight green, and gold. All the three phones have screens with a rating of IP68 for water resistance for up to 30 minutes to a depth of 4 meters.
With an ultra-new camera system, Apple has stepped up their game. Although the rectangular camera humps may look bulky, the phones promise to deliver high-definition and high-intensity photos whether they are shot in daylight or at night. Also, the phones have a brighter True Tone flash. On the back, the iPhone 11 sports a two-camera system with a primary camera and an ultrawide camera, while iPhone 11 Pro and iPhone 11 Pro Max has a three-camera system with primary, ultrawide, and telephoto camera. The specs of the cameras are as follows:
A significant feature is the ability of the ultrawide camera to shoot action videos. What’s more, is that users can shoot 4K videos! Additionally, the phones have the feature of easily zooming between each of the cameras. Another first for the latest iPhones is that they let users record videos without switching out of Photo Mode with a simple feature known as QuickTake.
The new iPhones come loaded with Apple’s new A13 Bionic chipset. It has supposedly the fastest CPU and GPU ever in a smartphone making the iPhones powerfully efficient. Additionally, the A13 chip is far more efficient than the previous A12, at nearly 40%. This gives a big boost to battery life.
One of the biggest USPs of Apple’s 2019 iPhones is their long-lasting battery. The iPhone 11 Pro and iPhone 11 Pro Max reportedly last “4 hours” more than the previous version, that is iPhone XS, while the iPhone 11 runs 1 hour longer than the iPhone XS. The battery specs are as follows:
Apple has launched its flagship iPhone 8 and 8 Plus recently, which is an upgraded version of its predecessors in every way possible. If you are looking forward to upgrade your phone, then have a look at their super quality features to satiate your desire.
Here are some of its features for your reference:
Color variants: The iPhone 8 and 8 Plus are available in three distinct color variants including Gold, Silver and Space Gray.
Dimensions: While the iPhone 8 weighs just over 5 ounces and is 5.45 inches in length, the 8 plus dominates with a bigger display at 6.24 inches and weighs just over 7 ounces. Both iPhone 8 variants feature a widescreen Retina HD display with a multi-touch IPS powered technology.
Capacity: Storage capacity is not necessarily a distinguishing factor since both the variants have only two buying options, 64GB and 256GB. Other variants had been discontinued after the launch of Apple’s other popular flagship models. Currently, these are the two popular variants available with the brand.
Processor: The iPhone 8 and 8 Plus both feature a neural engine M11 motion co-processor, powered by latest generation A11 bionic chip supporting a 64-bit architecture, the best in Apple iPhone’s to date replacing the A10 Fusion chip.
Camera: Camera lenses, aperture, and zoom options are its inherent deciders when it comes to the Apple iPhone 8 and 8 Plus. While both feature a 12MP camera, the iPhone 8 plus also has wide angle and telephoto picture capabilities. The iPhone 8 has an f-stop aperture of 1.8 while the 8 Plus features both f-stop 1.8 and 2.8 depending on whether you want a wide-angle shot or a telephoto shot. While the iPhone 8 offers digital up to 5x, the iPhone 8 plus offers optical zoom up to 10x with additional portrait and lighting modes.
Battery: The iPhone 8 features a decent power backup of 14 hours for multiple uses while the iPhone 8 Plus offers a better power backup of 21 hours.