If you are a small business owner and you think you don’t need a security system then think again. Criminals don’t target a business based on its size. They see an opportunity to seize money and property, and they do. In the process, they can also inflict physical harm to you or your employees. Without a proper business security system, it’s hard to protect your property and assets, your valuable products, customer data and your confidential business details. Therefore, regardless of the size of your business, it is essential that you install a high-quality security system in your workplace.

Consider the reasons below to reinforce the fact that your small business needs a security system for protection.

• With a good alarm system, you can ward off intruders. The sound of the alarm at any property is a pretty good deterrent for thieves and burglars. You can select an alarm type that suits your budgets and requirements.
• At least one video camera is needed at every point of business. If your property is big or has multiple entryways, back alley access or staircases, it is imperative to use video surveillance in all these areas. Video surveillance also offers remote monitoring option. This way you can have eyes inside your store or office from anywhere. With cameras in place, criminals are likely to think twice before committing any crime.
• Even a small data breach or theft of important documents can affect a small business significantly. An access control system can help you to restrict an area from unauthorized entries and in turn, also offer you some peace of mind.
• Use of video surveillance also helps you provide substantial evidence of a crime to law enforcement officers. Also, if any customer or employee is suing you for any loss of property or injury, you can use proof from digital cameras to defend your business.
• Use of security systems doesn’t have to be expensive. With so many options now available in the market, you can select one as per your budget.

When it comes to investing your money in a term deposit, choosing the right bank can make all the difference. It is important first to explore the top banks that offer the best term deposit rates, allowing you to maximize your savings and earn attractive yields. Look at established banks that offer competitive rates, low minimum deposits, and additional perks, and start small with six-month deposit terms and comparing rates. Learning about each bank’s perks can be beneficial.

TAB Bank
TAB has come a long way in establishing itself as a trusted banking organization. What started in truck stops is now one of the most frequented full-service online banks. TAB Bank has several banking products to offer, including a handful of accounts that will bring you high-yield interest. However, its competitive CD yields come at a minimum deposit of $1000. It might seem like a pricier affair as compared to banks that have no minimum deposit. However, it is still a low minimum asking, especially when you take into consideration the APY of 4.76%.

Ally Bank
Ally Bank is one of the best places to invest in a term deposit and get a decent interest rate out of your trouble. It is a full-service bank that can help you with all your banking needs. This includes opening deposit accounts, money market and savings accounts, and high-yield checking accounts. With a minimum deposit of $0, you stand to gain an APY of 3.50% over a six-month term. Other benefits of forming a CD alliance with Ally Bank include zero monthly maintenance fees, loyalty rewards for renewing the CD, and a guaranteed highest rate if you manage to fund your CD within ten days of opening the account.

Sallie Mae Bank
Sallie Mae is among some of the best CD rate providers in the country. Its rates are considered highly competitive when you compare them to some other top online banks. Plus, with no hefty monthly fees, you are the sole earner of whatever the account holds. But you do have to keep in mind the minimum deposit requirement that comes with starting a six-month term plan with Sallie Mae. The $2500 minimum deposit comes with a host of terms, most of which might work out in your favor. People also prefer Sallie Mae’s CDs since they automatically renew on maturity. However, if you want to opt out of the 4.0% APY plan, you can alert the organization or do so in the provided grace period of 10 days.

Synchrony Bank
There is a reason for Synchrony Bank’s CDs being one of the best in the country, and that is not just the attractive APY percentage. The bank allows you to start your CD account with no minimum deposit clause. To add to the cream, you are free to withdraw your interest earnings without being penalized for it. Nor do you have to wait for the term maturity to withdraw your interests. With a 5% APY Synchrony Bank provides one of the best interest rates on a six-month term deposit available via any online bank. And if you manage to fund your CD within 15 days of opening, you might be able to lock in an even higher APY rate.

TIAA Bank
If you are more interested in making your money work for you instead of working for money, the TIAA CD rates are a great option to do just that. Their term deposit rates are some of the best available in the market. However, they require a minimum deposit, which might not make them the right choice for everyone looking to venture down the CD path. Their six-month term deposit rate is set firmly at 4.0% APY and increases with the term. Their competitive rates are a perfect fit for long-term savings plans. You want to measure the pros and cons against the minimum deposit requirement of $1000 before concluding.

Capital One
The 3.30% APY being offered by Capital One might not seem like much of a gain, but when you add the other perks to the picture, it is a catch. Capital One is especially a great choice for people that are just starting on their CD journey and want to do so without being burdened by deposit requirements. Even for the low deposit amount, the bank’s APY rates are respectable and can let you save and earn without pressure. It is a great option for pursuing savings goals and has a range of term lengths if you want to consider any other term plans.

CIT  Bank
CIT is another bank that will let you reap the fruit of its high-term deposit APY with a minimum deposit of $1000. The bank has a range of term plans to offer to people looking forward to making their savings work for them. It has the trifecta that makes any CD attractive, high-yield plan, no-monthly maintenance, and upgrades available. Although, you might be charged a penalty of anywhere between three to six months of interest for early withdrawal. But before you head out, remember that CIT does not have any offline outlets available, and all the work and management you want to do will have to be done online. This might not make CIT Bank an ideal choice for independent seniors that aren’t well versed with the Internet and technology.